1. Acceptance of Terms
By accessing or using this website, you acknowledge and agree to be bound by these Terms of Use, the Privacy Policy of Yu Fung International Holdings Company Limited (“the Yu Fung”), and all applicable laws and regulations of Hong Kong SAR. If you do not agree, you must discontinue use immediately.
2. Regulatory Compliance
This website is operated by Yu Fung in accordance with applicable laws and regulations of Hong Kong SAR. Users agree not to use the website in any manner that would cause Yu Fung to breach its regulatory obligations.
3. Intellectual Property Rights
All content, trademarks, logos, and proprietary materials on this website are owned by Yu Fung or its licensors. Unauthorized reproduction, distribution, or modification is strictly prohibited.
4. Permitted Use and User Conduct
You may use this website solely for lawful purposes. You agree not to:
- Upload or transmit unlawful, defamatory, or harmful content.
- Attempt to gain unauthorized access to systems or data.
- Use the website for fraudulent, misleading, or abusive activities.
5. Data Protection and Privacy
Yu Fung collects, processes, and stores personal data in compliance with the Personal Data (Privacy) Ordinance (Cap. 486) and other applicable laws. By using this website, you consent to such processing.
- All handling of personal data is further governed by our Privacy Policy, which forms an integral part of these Terms.
- The Privacy Policy explains how we collect, use, disclose, and safeguard personal information, including cross‑border transfers where applicable.
- In case of any inconsistency between these Terms and the Privacy Policy, the Privacy Policy shall prevail with respect to data protection matters.
6. Disclosure Obligations
Certain information provided on this website may constitute regulated disclosures under Hong Kong law.
- Information contained in this website does not constitute any investment advice.
- The information/materials contained in this website are for convenience and information purposes only and do not constitute any distribution, any offer to sell, or solicitation of an offer to buy our products or use our services in any jurisdiction outside Hong Kong.
- Account information available on this website is not the official record of your account.
- Users should not rely solely on website content for investment or insurance decisions and are encouraged to consult official filings and professional advice.
7. Disclaimer of Warranties
This website and its content are provided “as is” without warranties of any kind.
- Your use of this website is at your own risk.
- Yu Fung does not represent or warrant that this website will be available and meet your requirements, that access will not be interrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted, or that no damage will occur to your computer system.
- You have sole responsibility for adequate precautions to scan for computer viruses or other destructive properties.
- Yu Fung makes no representations or warranties regarding the accuracy, functionality, or performance of any third‑party software that may be used in connection with this website.
8. Limitation of Liability
To the maximum extent permitted by law, Yu Fung shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website.
9. Governing Law and Jurisdiction
These Terms are governed by the laws of Hong Kong SAR. Any disputes shall be subject to the exclusive jurisdiction of the courts of Hong Kong.
10. Amendments
Yu Fung reserves the right to update or amend these Terms at any time. Continued use of the website after changes constitutes acceptance of the revised Terms.
11. Contact Information
For compliance queries, privacy matters, or regulatory concerns, please contact the Compliance Department of Yu Fung at cs@yufunggroup.com.hk .
