On August 29, 2025, YF Life Insurance held the “Index Forward – The YF Life Innovation Gala” themed dinner in Hong Kong, officially launching the first indexed universal life insurance product in Hong Kong – “Apex Indexed Universal Life Insurance”, and also announcing the official launch of cooperation with Hurun Report. Yu Fung Broker, as a key partner, was invited to gather with various industry guests to witness this important moment.
▲ Ms. Lin Weizhen, Chief Partner Sales Director (Broker) of YF Life Insurance (1st from the right); Mr. Roy Wu, CEO of Yu Fung Group (2nd from the right); Mr. Lin Wengqi, Managing Director of Yu Fung (3rd from the right)
Index Universal Life (IUL) is an innovative insurance product that integrates life insurance protection and investment functions. It is also a mainstream product type with nearly 30 years of mature development history in the US market. ‘Indexed’ represents that its cash value is linked to the performance of specific financial indices such as the S&P 500, Nasdaq 100, etc; Universal Life “embodies its traditional universal life insurance features such as flexible premiums, portfolio selection, and transparent fees.
The “Apex Indexed Universal Life Insurance” (APEX) launched by YF Life Insurance is the first IUL product in the Hong Kong market. This product offers one fixed account and three major index account options, covering the S&P 500 Index, Nasdaq 100 Index, and S&P GSCI Gold Excess Return Index. Among them, the Nasdaq 100 Index and the S&P Goldman Sachs Gold Excess Return Index are unique configurations in the Hong Kong market. It is of great significance for Wantong Insurance to introduce innovative products from mature markets into Hong Kong, providing local high-net-worth customers with a new solution that combines protection and investment value, helping to achieve more stable and controllable wealth appreciation.
YF Life
YF Life was founded in the United States in 1851, 174 years ago. It entered Hong Kong in 1981 and is a member of Yunfeng Group, a listed company on the Hong Kong Stock Exchange. Its major shareholders include Yunfeng Financial Holdings Limited and YF Life Company in the United States.
YF Life has always adhered to the concept of “innovation leads the future” and is committed to providing customers with flexible, forward-looking, and globally minded protection solutions.
YF Life and Baring are long-term strategic partners, relying on their dominant global investment strength and cooperation network, as well as strong momentum in financial technology innovation, to maintain a leading position in the insurance industry in Hong Kong.
