{"id":1948,"date":"2026-04-17T10:44:36","date_gmt":"2026-04-17T10:44:36","guid":{"rendered":"https:\/\/yfgprestige.com\/?p=1948"},"modified":"2026-04-17T12:20:33","modified_gmt":"2026-04-17T12:20:33","slug":"gl16","status":"publish","type":"post","link":"https:\/\/yfgprestige.com\/tc\/gl16\/","title":{"rendered":"\u5408\u898f\u89c0\u9ede\uff1aGL16\u00a0\u4fee\u8a02\u751f\u6548\u53caFNA\u00a0\u65b0\u6a19\u6e96"},"content":{"rendered":"

\u7c21\u4ecb<\/strong> \/ <\/strong>\u524d\u8a00<\/strong><\/p>\n\n\n\n

\u9999\u6e2f\u4fdd\u96aa\u696d\u76e3\u7ba1\u5c40\uff08\u4fdd\u76e3\u5c40\uff09\u65bc2026\u5e742\u67086\u65e5\u516c\u5e03\u7d93\u4fee\u8a02\u7684\u300aGL16\uff1a\u9577\u671f\u696d\u52d9\uff08\u4e0d\u5305\u62ecC\u985e\u696d\u52d9\uff09\u6838\u4fdd\u6307\u5f15\u300b\uff0c\u4eca\u6b21\u4fee\u8a02\u65e8\u5728\u9032\u4e00\u6b65\u8207\u6839\u64da\u570b\u969b\u4fdd\u96aa\u76e3\u7406\u5b98\u5354\u6703\uff08International Association of Insurance Supervisors, IAIS\uff09\u6240\u9812\u5e03\u7684\u4fdd\u96aa\u6838\u5fc3\u539f\u5247\u3001\u6a19\u6e96\u3001\u6307\u5f15\u53ca\u8a55\u4f30\u65b9\u6cd5\u300aInsurance Core Principles, Standards, Guidance and Assessment Methodology (ICP) \u300b\u7684\u4e00\u81f4\u6027\uff0c\u4e26\u63d0\u5347\u6574\u9ad4\u53ef\u8b80\u6027\u300d\uff0c\u540c\u6642\u79fb\u9664\u56e0\u4e0a\u6b21\u66f4\u65b0 GL34 \u800c\u51fa\u73fe\u7684\u91cd\u8907\u5167\u5bb9 \u3002\u4fee\u8a02\u5f8c\u7684 GL16 \u5c07\u65bc 2026 \u5e74 3 \u6708 31 \u65e5 \u751f\u6548\uff0c\u800c\u6d89\u53ca GL34 \u7b2c 4 \u90e8\u5206\u7684\u76f8\u95dc\u8981\u6c42\u5247\u5ef6\u81f3 2026 \u5e74 6 \u6708 30 \u65e5\u751f\u6548\u3002<\/p>\n\n\n\n

\u96a8\u7740 GL16 \u7684\u4fee\u8a02\u6b63\u5f0f\u751f\u6548\uff0c\u5404\u5927\u4fdd\u96aa\u516c\u53f8\u5df2\u9678\u7e8c\u66f4\u65b0\u5176\u8ca1\u52d9\u9700\u8981\u5206\u6790\u8868\uff08FNA\uff09\uff0c\u4ee5\u56de\u61c9\u76e3\u7ba1\u5c0d\u7522\u54c1\u9069\u5408\u6027\u8981\u6c42\u7684\u63d0\u5347\u3002\u696d\u754c\u666e\u904d\u8abf\u6574\u4e86FNA \u7684\u7d50\u69cb\u3001\u98a8\u96aa\u63ed\u793a\u65b9\u5f0f\u53ca\u975e\u4fdd\u8b49\u5143\u7d20\u7684\u5448\u73fe\u65b9\u5f0f\uff0c\u800c\u6631\u8c50\u4ea6\u540c\u6b65\u63a8\u51fa\u5168\u65b0\u7248\u7684FNA \uff08YFBL FNA v3.2\uff09\uff0c\u4ee5\u78ba\u4fdd\u5176\u6d41\u7a0b\u8207\u6700\u65b0\u76e3\u7ba1\u671f\u671b\u4fdd\u6301\u4e00\u81f4\u3002\u672c\u6587\u5c07\u89e3\u8aaa GL16 \u7684\u4e3b\u8981\u4fee\u8a02\u5167\u5bb9\uff0c\u4e26\u8aaa\u660e\u65b0\u7248 FNA \u7684\u95dc\u9375\u8b8a\u52d5\uff0c\u4ee5\u5354\u52a9\u6301\u724c\u696d\u52d9\u4ee3\u8868\u5168\u9762\u7406\u89e3\u76e3\u7ba1\u65b9\u5411\u8207\u5be6\u52d9\u64cd\u4f5c\u4e4b\u9593\u7684\u9023\u7d50\u3002<\/p>\n\n\n\n

\u76e3\u7ba1\u6846\u67b6<\/strong><\/strong><\/p>\n\n\n\n

1. International Association of Insurance Supervisors. (2024). Insurance Core Principles, Standards, Guidance and Assessment Methodology (ICP)<\/em>. IAIS. <\/p>\n\n\n\n

2. \u4fdd\u96aa\u696d\u76e3\u7ba1\u5c40 (2024)\u3002\u300a\u9577\u671f\u4fdd\u96aa\u696d\u52d9\uff08\u985e\u5225<\/em> C <\/em>\u696d\u52d9\u9664\u5916\uff09\u627f\u4fdd\u6307\u5f15\u300b<\/em>(GL16)<\/em>\u3002\u4fdd\u96aa\u696d\u76e3\u7ba1\u5c40\u3002<\/p>\n\n\n\n

\u6631\u8c50\u5408\u898f\u90e8\u610f\u898b<\/strong>\uff1a<\/strong>GL1<\/strong>6 <\/strong>\u4eca\u6b21\u4fee\u8a02\u7684\u4e3b\u8981\u8b8a\u52d5<\/strong><\/p>\n\n\n\n

IAIS \u662f\u751a\u9ebc\uff1f<\/p>\n\n\n\n

IAIS\uff08International Association of Insurance Supervisors\uff09\u5373\u300c\u570b\u969b\u4fdd\u96aa\u76e3\u7763\u5b98\u5354\u6703\u300d\u3002\u5b83\u662f\u4e00\u500b\u5168\u7403\u6027\u7684\u4fdd\u96aa\u76e3\u7ba1\u6a5f\u69cb\u7d44\u7e54\uff0c\u7531\u5404\u5730\u4fdd\u96aa\u76e3\u7ba1\u7576\u5c40\u7d44\u6210\uff0c\u8ca0\u8cac\u5236\u5b9a\u570b\u969b\u4fdd\u96aa\u76e3\u7ba1\u6a19\u6e96\uff0c\u5305\u62ec\u8457\u540d\u7684 Insurance Core Principles\uff08ICP\uff09\u4fdd\u96aa\u6838\u5fc3\u539f\u5247\u3002\u7c21\u8a00\u4e4b\uff0c\u5b83\u662f\u4fdd\u96aa\u696d\u7684\u5168\u7403\u898f\u5247\u5236\u5b9a\u8005\u3002\u9999\u6e2f\u4fdd\u76e3\u5c40\u662f IAIS \u7684\u6b63\u5f0f\u6210\u54e1\uff0c\u9700\u53c3\u8207\u570b\u969b\u76e3\u7ba1\u8a0e\u8ad6\u53ca\u6a19\u6e96\u5236\u5b9a\uff0c\u6240\u4ee5\u4fdd\u76e3\u5c40\u9700\u5c07ICP\u6a19\u6e96\u672c\u5730\u5316\u4e26\u843d\u5be6\u65bc\u9999\u6e2f\u7684\u76e3\u7ba1\u6846\u67b6\u4e2d\uff0c\u4f8b\u5982\u9019\u6b21GL16 \u7684\u4fee\u8a02\u4fbf\u662f\u5176\u4e2d\u4e00\u4f8b\u3002<\/p>\n\n\n\n

GL16\u300c\u9069\u5408\u6027\u8a55\u4f30\u300d\u689d\u6587\u7684\u820a\u7248\u8207\u65b0\u7248\u5dee\u7570<\/p>\n\n\n\n

\u65b0\u7248 GL16 \u5c07\u300c\u77e5\u8b58\u8207\u7d93\u9a57\u300d\u660e\u78ba\u6536\u7a84\u70ba\u300c\u8ca1\u52d9\u77e5\u8b58\u8207\u7d93\u9a57\u300d\uff0c\u610f\u5473\u8457\u5728\u9032\u884c\u8ca1\u52d9\u9700\u8981\u5206\u6790\u6642\uff0c\u4fdd\u96aa\u516c\u53f8\u5fc5\u9808\u4e86\u89e3\u5ba2\u6236\u7684\u8ca1\u52d9\u76f8\u95dc\u77e5\u8b58\u6c34\u5e73\uff0c\u800c\u4e0d\u80fd\u518d\u4ee5\u4e00\u822c\u6027\u7684\u751f\u6d3b\u6216\u8cfc\u8cb7\u7d93\u9a57\u4f5c\u70ba\u5224\u65b7\u57fa\u790e\u3002\u9019\u8981\u6c42\u696d\u52d9\u4ee3\u8868\u9700\u66f4\u6e96\u78ba\u638c\u63e1\u5ba2\u6236\u5c0d\u6295\u8cc7\u3001\u98a8\u96aa\u53ca\u975e\u4fdd\u8b49\u5143\u7d20\u7684\u7406\u89e3\u7a0b\u5ea6\uff0c\u78ba\u4fdd\u5efa\u8b70\u7684\u7522\u54c1\u8207\u5176\u8ca1\u52d9\u8a8d\u77e5\u80fd\u529b\u76f8\u7b26\u3002<\/p>\n\n\n\n

\u540c\u6642\uff0c\u65b0\u7248 GL16 \u65b0\u589e\u300c\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u300d\u70ba\u5fc5\u9808\u6536\u96c6\u7684\u8cc7\u8a0a\uff0c\u5c07\u904e\u5f80\u4e3b\u8981\u7528\u65bc\u6295\u8cc7\u7522\u54c1\u7684\u98a8\u96aa\u8a55\u4f30\u64f4\u5c55\u81f3\u6240\u6709\u9577\u671f\u4fdd\u96aa\u7522\u54c1\u3002<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

\u70ba\u7b26\u5408\u6b64\u8981\u6c42\uff0c\u5e02\u5834\u4e0a\u6240\u6709\u4fdd\u96aa\u516c\u53f8\u7684 FNA\uff08\u5305\u62ec\u6631\u8c50\u7684 YFBL FNA v3.2\uff09\u5747\u5df2\u52a0\u5165\u98a8\u96aa\u554f\u5377\u8207\u98a8\u96aa\u5206\u985e\u6a5f\u5236\uff0c\u4e26\u8981\u6c42\u7522\u54c1\u98a8\u96aa\u8207\u5ba2\u6236\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u4e00\u81f4\u3002<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

\u7e3d<\/strong>\u7d50<\/strong><\/p>\n\n\n\n

\u9019\u6b21 GL16 \u7684\u66f4\u65b0\u53ca\u65b0\u7248 FNA \u7684\u63a8\u51fa\uff0c\u5c0d\u5305\u62ec\u6631\u8c50\u5728\u5167\u7684\u6240\u6709\u4fdd\u96aa\u516c\u53f8\u800c\u8a00\uff0c\u90fd\u662f\u5fc5\u9808\u5c65\u884c\u7684\u76e3\u7ba1\u8981\u6c42\u3002\u7136\u800c\uff0c\u9019\u4ea6\u540c\u6642\u53cd\u6620\u51fa\u9999\u6e2f\u4fdd\u96aa\u5e02\u5834\u7684\u9ad8\u5ea6\u76e3\u7ba1\u6c34\u5e73\uff0c\u4ee5\u53ca\u4fdd\u76e3\u5c40\u5c0d\u4fdd\u969c\u4fdd\u55ae\u6301\u6709\u4eba\u7684\u91cd\u8996\u3002\u56b4\u8b39\u7684\u76e3\u7ba1\u6846\u67b6\u4e0d\u50c5\u63d0\u5347\u4e86\u884c\u696d\u7684\u900f\u660e\u5ea6\u8207\u5c08\u696d\u5ea6\uff0c\u4e5f\u9032\u4e00\u6b65\u589e\u5f37\u4e86\u6d77\u5916\u5ba2\u6236\u5c0d\u9999\u6e2f\u4fdd\u96aa\u5e02\u5834\u7684\u4fe1\u5fc3\u3002\u3010\u5b8c\u3011<\/p>\n\n\n\n

\u9644\u4ef6\u4e00: GL16: Guideline on Underwriting Long Term Insurance Business (other than Class C Business) and GL34: Guideline on Governance and Management of Fund(s) of Participating Business.
Click Here <\/a>to View<\/p>\n\n\n\n

\u6631\u8c50\u5408\u898f\u90e8<\/p>\n\n\n\n

\n\n\n\n


\u514d\u8cac\u8072\u660e\uff1a<\/strong><\/p>\n\n\n\n

1. \u672c\u6587\u4ef6\u53ca\u5176\u6240\u8f09\u5167\u5bb9\uff08\u4e0b\u7a31\u300c\u5167\u5bb9\u300d\uff09\u4e43\u57fa\u65bc\u6631\u8c50\u4fdd\u96aa\u7d93\u7d00\u6709\u9650\u516c\u53f8\uff08\u6631\u8c50\uff09\u7acb\u5834\u4f5c\u51fa\uff0c\u5167\u5bb9\u50c5\u4f9b\u53c3\u8003\u4e4b\u7528\uff0c\u672a\u5fc5\u53cd\u6620\u6700\u65b0\u7684\u76e3\u7ba1\u53ca\u5408\u898f\u767c\u5c55\u3002\u76f8\u95dc\u6cd5\u5f8b\u3001\u898f\u4f8b\u3001\u898f\u4f8b\u3001\u6307\u5f15\u3001\u64cd\u5b88\u5b88\u5247\u6216\u5be6\u52d9\u6982\u8981\uff08\u4e0b\u7a31\u300c\u9069\u7528\u6cd5\u5f8b\u300d\uff09\u4ea6\u53ef\u80fd\u96a8\u6642\u8b8a\u66f4\uff0c\u4e14\u4e0d\u540c\u4eba\u58eb\u5c0d\u5176\u5167\u5bb9\u6216\u9069\u7528\u6027\u53ef\u80fd\u6709\u4e0d\u540c\u7406\u89e3\u3002<\/p>\n\n\n\n

2. \u6240\u6709\u5167\u5bb9\u4e26\u975e\u5c31\u4efb\u4f55\u5177\u9ad4\u4e8b\u9805\u63d0\u4f9b\u76e3\u7ba1\u3001\u5408\u898f\u3001\u6cd5\u5f8b\u3001\u8ca1\u52d9\u6216\u5176\u4ed6\u5c08\u696d\u610f\u898b\uff0c\u53ca\u4e26\u4e0d\u4f5c\u70ba\u4efb\u4f55\u6295\u8cc7\u6216\u5546\u696d\u6c7a\u7b56\u4e4b\u4f9d\u64da\uff0c\u4ea6\u4e0d\u65e8\u5728\u53d6\u4ee3\u5c0d\u9069\u7528\u6cd5\u5f8b\u4e4b\u8a73\u7d30\u689d\u6587\u7684\u67e5\u95b1\u53ca\u9075\u5f9e\u3002\u5728\u6839\u64da\u5168\u90e8\u6216\u90e8\u4efd\u5167\u5bb9\u63a1\u53d6\u6216\u4e0d\u63a1\u53d6\u4efb\u4f55\u884c\u52d5\u524d\uff0c\u61c9\u8aee\u8a62\u76f8\u95dc\u5c08\u696d\u4eba\u58eb\u7684\u610f\u898b\u3002<\/p>\n\n\n\n

3. \u96d6\u7136\u6631\u8c50\u5df2\u76e1\u529b\u78ba\u4fdd\u5167\u5bb9\u7684\u6e96\u78ba\u6027\u53ca\u5b8c\u6574\u6027\uff0c\u4f46\u4e0d\u4fdd\u8b49\u5176\u4e0d\u542b\u932f\u8aa4\u6216\u907a\u6f0f\u3002\u6631\u8c50\u53ca\u672c\u6587\u4ef6\u4e4b\u4f5c\u8005\u3001\u7de8\u8f2f\u3001\u5be9\u6838\u4eba\u6216\u5176\u4ed6\u4efb\u4f55\u76f8\u95dc\u4eba\u58eb\u5747\u4e0d\u4fdd\u8b49\u5167\u5bb9\uff08\u5305\u62ec\u5f15\u7528\u6216\u6307\u5411\u5916\u90e8\u7db2\u7ad9\u7684\u9023\u7d50\u53ca\u5176\u5167\u5bb9\uff09\u4e4b\u6e96\u78ba\u6027\uff0c\u4ea6\u4e0d\u5c0d\u56e0\u4f9d\u8cf4\u5168\u90e8\u6216\u90e8\u4efd\u5167\u5bb9\u3001\u800c\u5f15\u81f4\u7684\u4efb\u4f55\u76f4\u63a5\u6216\u9593\u63a5\u4e4b\u5f8c\u679c\u3001\u640d\u5931\u6216\u640d\u5bb3\u627f\u64d4\u4efb\u4f55\u8cac\u4efb\u3002<\/p>\n\n\n\n

4. \u5982\u5168\u90e8\u6216\u90e8\u4efd\u5167\u5bb9\u88ab\u5176\u4ed6\u7db2\u7ad9\u3001\u4f5c\u54c1\u6216\u51fa\u7248\u7269\uff08\u7121\u8ad6\u7d19\u672c\u3001\u96fb\u5b50\u6216\u5176\u4ed6\u5f62\u5f0f\uff09\u8f49\u8f09\u3001\u5f15\u7528\uff0c\u6216\u88ab\u8f49\u767c\u4e88\u4efb\u4f55\u7b2c\u4e09\u65b9\uff0c\u6631\u8c50\u5c0d\u6b64\u7b49\u8f49\u8f09\u3001\u5f15\u7528\u6216\u8f49\u767c\u6240\u5f15\u81f4\u7684\u4efb\u4f55\u76f4\u63a5\u6216\u9593\u63a5\u4e4b\u5f8c\u679c\u3001\u640d\u5931\u6216\u640d\u5bb3\u6982\u4e0d\u627f\u64d4\u4efb\u4f55\u8cac\u4efb\u3002<\/p>\n\n\n\n

5. \u672c\u6587\u4ef6\u50c5\u4f9b\u6631\u8c50\u6216\u5176\u696d\u52d9\u5925\u4f34\u4f5c\u5167\u90e8\u53c3\u8003\uff0c\u672a\u7d93\u4e8b\u5148\u66f8\u9762\u6388\u6b0a\uff0c\u8acb\u52ff\u8907\u88fd\u3001\u8f49\u8f09\u6216\u5206\u767c\u5168\u90e8\u6216\u90e8\u5206\u5167\u5bb9\u3002<\/p>\n\n\n\n

<\/p>","protected":false},"excerpt":{"rendered":"

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