When choosing an insurance broker in Hong Kong, first check the licences of both the company and the individual providing the service. Then compare the needs assessment, reasons for the recommendation, remuneration disclosures and ongoing support. Brand recognition, the number of business partners and a salesperson\u2019s title cannot replace checks on the legal entity and the service being offered.<\/p>\n
The insurer is the underwriting party to the insurance contract. An insurance broker represents the client in finding and arranging insurance suited to the client\u2019s circumstances. An insurance agent represents the insurer or insurers that have appointed the agent. Both types of intermediary must meet the applicable conduct requirements. A broker\u2019s access to products from different insurers does not mean that every recommendation compares the entire market. Ask which products were actually considered and why other options were not selected. Insurance Authority: intermediary roles and conflicts of interest<\/a><\/p>\n Search the Insurance Authority\u2019s Register of Licensed Insurance Intermediaries<\/a> separately for the broker company and the individual giving advice. Check the legal name, licence type, status, permitted lines of business and appointment details, and record the date of the search. A business card or licence screenshot is only a starting point; use the register and any clarification from the regulator. If the information is missing or inconsistent, pause the transaction and seek clarification. A licence does not mean that the regulator guarantees an intermediary\u2019s performance or creditworthiness.<\/p>\n These are general checks. They do not imply that all brokers use the same charging model or promise the same services. The Insurance Authority emphasises disclosure of the fact that an insurer pays remuneration to a broker. Clients should still ask for the written arrangements that apply to their own case.<\/p>\n This website\u2019s insurance page identifies the Hong Kong entity as Yu Fung Broker Limited (\u6631\u8c50\u4fdd\u96aa\u7d93\u7d00\u6709\u9650\u516c\u53f8)<\/strong> and lists licence number FB1750<\/strong>. Search using the legal company name or licence number, rather than \u201cYFG\u201d alone. Licence status and permitted business should be checked against the Insurance Authority\u2019s official register. Confirm the specific services and responsible entity in the service documents, and check the corresponding permitted scope. Explore YFG\u2019s insurance and risk solutions<\/a>.<\/p>\n This article provides general information and a checking framework, not an individual policy recommendation. Decisions should take account of your circumstances, formal advice and the insurance contract.<\/p>","protected":false},"excerpt":{"rendered":" Jurisdiction: Hong Kong | Information checked: 20 October 2026 When choosing an insurance broker in Hong Kong, first check the licences of both the company and the individual providing the service. Then compare the needs assessment, reasons for the recommendation, remuneration disclosures and ongoing support. Brand recognition, the number of business partners and a salesperson\u2019s […]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_breakdance_hide_in_design_set":false,"_breakdance_tags":"","footnotes":""},"class_list":["post-3103","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/yfgprestige.com\/tc\/wp-json\/wp\/v2\/pages\/3103","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yfgprestige.com\/tc\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/yfgprestige.com\/tc\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/yfgprestige.com\/tc\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/yfgprestige.com\/tc\/wp-json\/wp\/v2\/comments?post=3103"}],"version-history":[{"count":0,"href":"https:\/\/yfgprestige.com\/tc\/wp-json\/wp\/v2\/pages\/3103\/revisions"}],"wp:attachment":[{"href":"https:\/\/yfgprestige.com\/tc\/wp-json\/wp\/v2\/media?parent=3103"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Step 1: Check the company and the individual<\/h2>\n
Step 2: Put the basis for your choice in writing<\/h2>\n
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How can you identify YFG\u2019s service entity?<\/h2>\n